4 Tips to Help You Understand Your Dental Insurance

A lot of Americans have dental benefits. In some ways, dental insurance plans are similar to those of health insurance, but they also have plenty of differences. Many patients are out of touch when understanding what exactly their plan covers. This is why your dentist in Pleasant Grove is here to share some tips that may help you grasp a better understanding of how your dental insurance plan works.

Know Your Plan

Your dental insurance plan is particular to you. When you understand your plan and what it covers, you have more power and freedom to seek that care that you need for your own individual needs. Insurance companies pay a percentage that’s based on the price levels they have set for each treatment. Before committing to anything, it is important that you know what this allowable amount is and what you will be responsible for afterwards.

Choose Your Provider

It isn’t your insurance company’s job to dictate which provider you have. Because you’re the patient, you should be able to choose who you want to go to for your dental care. Check the difference of coverage between providers to make the best possible choice. It is up to you to weigh the pros and cons and determine which one works best for you.

Understand the Meaning of “Out of Network”

Just because a dental care provider is out of network doesn’t necessarily mean that they will not be covered. Sometimes it does indicate that none of the treatment is covered by insurance and you will be left responsible, but other times it may just mean that the percentage of treatment that the insurance company covers reduces, but the coverage is still available.

Know that You Are the Customer

You are the customer of your insurance company, not your dental provider. This means that they will be much faster to reimburse you than the dental practice. If you are ever in a situation where you need to pay your provider in full, your insurance company will reimburse you directly in a matter of weeks. The helpful administration team will help you figure everything out, but it is best that you verify your own benefits so you have a better understanding of what you can expect.

Knowing the details about how your insurance plan works makes receiving dental care easier and less stressful. Do your research so you can understand the benefits you have when it comes to caring for your oral health.

About the Practice

At Bear Creek Family Dentistry, the team consists of both general dentists and specialists in pediatric dentistry, orthodontics, oral surgery, and prosthodontics so patients can get everything they need in one place. The staff are devoted to completing numerous hours of continuing education every year in order to keep up with advances in technology and techniques. They are in-network with most major dental insurance plants. To learn more about your coverage or to schedule an appointment, visit their website or call (214) 381-3800.