{"id":933,"date":"2022-11-08T22:17:00","date_gmt":"2022-11-08T22:17:00","guid":{"rendered":"https:\/\/www.bearcreekfamilydentistry.com\/blog\/?p=933"},"modified":"2022-11-21T22:19:47","modified_gmt":"2022-11-21T22:19:47","slug":"coverage-provided-by-dental-insurance-plan-dentist-love-field","status":"publish","type":"post","link":"https:\/\/www.bearcreekfamilydentistry.com\/blog\/2022\/11\/08\/coverage-provided-by-dental-insurance-plan-dentist-love-field\/","title":{"rendered":"What Sort of Coverage Is Provided by My Dental Insurance Plan?"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignleft size-medium\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.bearcreekfamilydentistry.com\/blog\/wp-content\/uploads\/2022\/11\/dental-insruance2-300x200.jpg\" alt=\"a patient filling out dental insurance forms in Love Field\" class=\"wp-image-934\" srcset=\"https:\/\/www.bearcreekfamilydentistry.com\/blog\/wp-content\/uploads\/2022\/11\/dental-insruance2-300x200.jpg 300w, https:\/\/www.bearcreekfamilydentistry.com\/blog\/wp-content\/uploads\/2022\/11\/dental-insruance2-1024x683.jpg 1024w, https:\/\/www.bearcreekfamilydentistry.com\/blog\/wp-content\/uploads\/2022\/11\/dental-insruance2-768x512.jpg 768w, https:\/\/www.bearcreekfamilydentistry.com\/blog\/wp-content\/uploads\/2022\/11\/dental-insruance2.jpg 1430w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/figure><\/div>\n\n\n<p>Did you know that your smile is one of the first features that people will notice about you? Your pearly whites aren\u2019t just for eating\u2014they\u2019re also your pride and joy, so you should take steps to ensure their healthy and beauty. One of the best ways you can do this is by having dental insurance; however, when it comes to insurance plans, there are often several confusing details and stipulations that are difficult to make sense of! Here\u2019s some insight from your <a href=\"https:\/\/www.bearcreekfamilydentistry.com\/pecan-dallas-dentist.html\">dentist in Love Field<\/a> about what types of plans are normally available and what they usually cover, so that you can set up your smile for lasting beauty and wellness.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">What Types of Dental Insurance Plans are Available?<\/h2>\n\n\n\n<p>There are a few different kinds of dental insurance plans, and the three main types include:<\/p>\n\n\n\n<ul><li><strong>Preferred Provider Organization (PPO)<\/strong> \u2013 PPO plans are quite common, and if you\u2019re enrolled in one, you have the option to visit a dentist either inside or outside of your insurance provider\u2019s network. However, sticking to an in-network practice often means you\u2019ll have lower out-of-pocket costs.<\/li><li><strong>Dental Health Maintenance Organization (DHMO)<\/strong> \u2013 These plans function a little differently than PPO plans. They require you to visit a dentist that your provider has approved, and if you try to seek care outside of this approved list, you might not be covered.<\/li><li><strong>Discount dental plans<\/strong> \u2013 These programs provide you with a pre-negotiated rate for certain services that you can expect to pay if you receive dental care from a select group of practices. Although none of your services are technically covered, you\u2019ll still receive a nice discount on the services rendered.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">What\u2019s Covered by My Dental Insurance?<\/h2>\n\n\n\n<p>Of course, there are several differences between these types of plans, primarily concerning what\u2019s covered by them. In addition to knowing how your individual plan works, it\u2019s worth knowing which procedures and treatments are typically fully or partially covered, as well as what isn\u2019t covered at all. Here\u2019s a brief breakdown of the 100-80-50 coverage structure that\u2019s utilized by most plans:<\/p>\n\n\n\n<ul><li><strong>100% coverage<\/strong> \u2013 Fortunately, preventive dental care is often fully covered by most dental insurance plans\u2014insurance companies and dentists alike understand the value of these routine visits! Regular checkups and cleanings are inexpensive, but also instrumental in preventing serious and costly oral health issues from progressing. These visits also include oral examinations, X-rays, plaque\/tartar removal, and more.<\/li><li><strong>80% coverage<\/strong> \u2013 Minor restorative care and similar treatments are usually covered by up to 80% after your plan\u2019s deductible. Even though some plans interpret \u201cminor restorative care\u201d differently, services covered often include things like fillings, simple tooth extractions, and other noninvasive procedures.<\/li><li><strong>50% coverage<\/strong> \u2013 Major services like oral surgeries, tooth restorations such as crowns and implants, root canal therapy, and more are typically only covered by up to 50% of the plan\u2019s deductible. Sometimes these total costs can easily exceed a plan\u2019s maximum, meaning that it\u2019s sometimes wise to schedule treatment for the following year as well\u2014this allows you to take advantage of two different deductibles, assuming your coverage doesn\u2019t lapse.<\/li><\/ul>\n\n\n\n<p>It&#8217;s also worth nothing that more often than not, cosmetic and elective procedures aren\u2019t typically covered at all by insurance\u2014though it never hurts to check the specifics of your plan!<\/p>\n\n\n\n<p>Dental insurance can be confusing and raise many questions; but it isn\u2019t something that should deter you from seeking treatment, especially considering that it helps you bear the financial burden. That said, understanding how your coverage operates and knowing how to fully maximize your benefits will allow you preserve your smile\u2019s beauty and integrity for many years to come\u2014and in an affordable manner!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">About the Practice<\/h2>\n\n\n\n<p>The team at Bear Creek Family Dentistry has proudly catered to the dental needs of the Love Field area and surrounding DFW metroplex for several years. They\u2019re pleased to offer a wide range of services including preventive, cosmetic, restorative options and more. If you have any questions about how to fully maximize your dental insurance coverage or would like to arrange a visit, feel free to visit the practice\u2019s <a href=\"https:\/\/www.bearcreekfamilydentistry.com\/pecan-dallas-dentist.html\">website<\/a> to find a location near you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Did you know that your smile is one of the first features that people will notice about you? Your pearly whites aren\u2019t just for eating\u2014they\u2019re also your pride and joy, so you should take steps to ensure their healthy and beauty. One of the best ways you can do this is by having dental insurance; [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Dental Insurance | Love Field Dentist | Bear Creek Family Dentistry<\/title>\n<meta name=\"description\" content=\"Do you have questions about what\u2019s covered by your dental insurance? Your dentist in Love Field can tell you more about the specifics.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bearcreekfamilydentistry.com\/blog\/2022\/11\/08\/coverage-provided-by-dental-insurance-plan-dentist-love-field\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dental Insurance | Love Field Dentist | Bear Creek Family Dentistry\" \/>\n<meta property=\"og:description\" content=\"Do you have questions about what\u2019s covered by your dental insurance? 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