{"id":348,"date":"2019-11-11T15:19:46","date_gmt":"2019-11-11T15:19:46","guid":{"rendered":"https:\/\/www.bearcreekfamilydentistry.com\/blog\/?p=348"},"modified":"2019-11-11T15:19:46","modified_gmt":"2019-11-11T15:19:46","slug":"family-dentist-dental-insurance-benefits","status":"publish","type":"post","link":"https:\/\/www.bearcreekfamilydentistry.com\/blog\/2019\/11\/11\/family-dentist-dental-insurance-benefits\/","title":{"rendered":"Haven\u2019t Utilized Your 2019 Dental Benefits Yet? Now\u2019s the Time!"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-349\" src=\"https:\/\/www.bearcreekfamilydentistry.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_81400275__1573485362_22847-300x204.jpg\" alt=\"Dental Insurance\" width=\"300\" height=\"204\" srcset=\"https:\/\/www.bearcreekfamilydentistry.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_81400275__1573485362_22847-300x204.jpg 300w, https:\/\/www.bearcreekfamilydentistry.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_81400275__1573485362_22847-768x521.jpg 768w, https:\/\/www.bearcreekfamilydentistry.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_81400275__1573485362_22847.jpg 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>Have you fully utilized your 2019 dental insurance benefits yet? Chances are the answer is no; many patients will let their policy reset at the end of the year without having taken advantage of their plan. Over the years, this could be costing you hundreds of dollars in dental savings \u2013 but it doesn\u2019t have to! Here\u2019s why it\u2019s important to use your insurance benefits as much as possible \u2013 as well as ways a visit to your family dentist can help maximize them!<\/p>\n<p><!--more--><\/p>\n<h2>Why is Using Dental Insurance Benefits So Important?<\/h2>\n<p>Dental plans will typically have a yearly maximum. That\u2019s the most that your carrier is willing to pay for dental care during one year\u2019s time (which is typically based around the calendar year). This money won\u2019t stay available once the new year arrives; instead, the yearly maximum will reset, and anything that was left over will be lost. If you pay your premiums but don\u2019t take advantage of the money set aside by your plan, you could be losing hundreds of dental dollars.<\/p>\n<p>Furthermore, once the year ends and your plan resets, you\u2019ll have to meet your deductible again before insurance will pay for anything. You also run the risk that your dentist will raise their rates, which in turn will raise the amount you have to pay out of pocket. Thus, to save yourself the most money while making sure your smile receives the care it needs to remain healthy and bright, it\u2019s better to use your dental benefits to the fullest extent possible before the year ends.<\/p>\n<h2>What Does Insurance Normally Cover?<\/h2>\n<p>While every policy is different, you can normally expect dental insurance to cover some portion of the cost for:<\/p>\n<ul>\n<li>Preventive care such as checkups and cleanings.<\/li>\n<li>Basic procedures such as fillings and root canals.<\/li>\n<li>Major procedures such as dental crown placement.<\/li>\n<\/ul>\n<p>Of course, different plans will provide different levels of coverage depending on the type of treatment and which dentist you visit.<\/p>\n<h2>How Can You Maximize Dental Insurance?<\/h2>\n<p>First, take the time to review your coverage and make sure you really understand it. Pay attention to what\u2019s offered and what the limitations are. The next step is to make an appointment with your dentist; you should be having at least two preventive checkups and cleanings every year if you want to utilize your plan to the fullest (as well as prevent cavities and gum disease so that you don\u2019t have to pay for expensive treatments later on). During these visits, be sure to ask about any treatments that could benefit your oral health while also letting you take advantage of your yearly maximum.<\/p>\n<p>Using your insurance to the fullest possible extent requires careful planning and proactiveness on your part. Take the first steps today to make sure that you\u2019re getting your money\u2019s worth out of your plan \u2013 as well as your dentist!<\/p>\n<h3>About the Practice<\/h3>\n<p>At Bear Creek Family Dentistry, our team of general dentists, pediatric dentists, orthodontists, oral surgeons and prosthodontists bring you and your children top quality dental care in Dallas. We are in network with most major dental insurance plans, including Metlife, Humana, Delta Dental, United Healthcare, and many more. To find out if we take your plan and schedule an appointment, visit our <a href=\"https:\/\/www.bearcreekfamilydentistry.com\/contact.html\">website<\/a> or call (972) 490-1600.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Have you fully utilized your 2019 dental insurance benefits yet? Chances are the answer is no; many patients will let their policy reset at the end of the year without having taken advantage of their plan. Over the years, this could be costing you hundreds of dollars in dental savings \u2013 but it doesn\u2019t have [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Dental Insurance Benefits | Family Dentist | Bear Creek Family Dentistry<\/title>\n<meta name=\"description\" content=\"When 2020 arrives, you\u2019ll lose this year\u2019s dental insurance benefits \u2013 meaning this is the perfect time to see your family dentist!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bearcreekfamilydentistry.com\/blog\/2019\/11\/11\/family-dentist-dental-insurance-benefits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dental Insurance Benefits | Family Dentist | Bear Creek Family Dentistry\" \/>\n<meta property=\"og:description\" content=\"When 2020 arrives, you\u2019ll lose this year\u2019s dental insurance benefits \u2013 meaning this is the perfect time to see your family dentist!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.bearcreekfamilydentistry.com\/blog\/2019\/11\/11\/family-dentist-dental-insurance-benefits\/\" \/>\n<meta property=\"og:site_name\" content=\"Bear Creek Family Dentistry\" \/>\n<meta property=\"article:published_time\" content=\"2019-11-11T15:19:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.bearcreekfamilydentistry.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_81400275__1573485362_22847-300x204.jpg\" \/>\n<meta name=\"author\" content=\"bearcreekfamily\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"bearcreekfamily\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.bearcreekfamilydentistry.com\/blog\/2019\/11\/11\/family-dentist-dental-insurance-benefits\/\",\"url\":\"https:\/\/www.bearcreekfamilydentistry.com\/blog\/2019\/11\/11\/family-dentist-dental-insurance-benefits\/\",\"name\":\"Dental Insurance Benefits | Family Dentist | Bear Creek Family Dentistry\",\"isPartOf\":{\"@id\":\"https:\/\/www.bearcreekfamilydentistry.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.bearcreekfamilydentistry.com\/blog\/2019\/11\/11\/family-dentist-dental-insurance-benefits\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.bearcreekfamilydentistry.com\/blog\/2019\/11\/11\/family-dentist-dental-insurance-benefits\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.bearcreekfamilydentistry.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_81400275__1573485362_22847-300x204.jpg\",\"datePublished\":\"2019-11-11T15:19:46+00:00\",\"author\":{\"@id\":\"https:\/\/www.bearcreekfamilydentistry.com\/blog\/#\/schema\/person\/f8d2e821a01d37eb4f47b63b8161ae34\"},\"description\":\"When 2020 arrives, you\u2019ll lose this year\u2019s dental insurance benefits \u2013 meaning this is the perfect time to see your family dentist!\",\"breadcrumb\":{\"@id\":\"https:\/\/www.bearcreekfamilydentistry.com\/blog\/2019\/11\/11\/family-dentist-dental-insurance-benefits\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.bearcreekfamilydentistry.com\/blog\/2019\/11\/11\/family-dentist-dental-insurance-benefits\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.bearcreekfamilydentistry.com\/blog\/2019\/11\/11\/family-dentist-dental-insurance-benefits\/#primaryimage\",\"url\":\"https:\/\/www.bearcreekfamilydentistry.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_81400275__1573485362_22847.jpg\",\"contentUrl\":\"https:\/\/www.bearcreekfamilydentistry.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_81400275__1573485362_22847.jpg\",\"width\":800,\"height\":543,\"caption\":\"Dental Insurance\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.bearcreekfamilydentistry.com\/blog\/2019\/11\/11\/family-dentist-dental-insurance-benefits\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.bearcreekfamilydentistry.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Haven\u2019t Utilized Your 2019 Dental Benefits Yet? 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